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Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) : NY-Independent-General-Adjuster

NY-Independent-General-Adjuster
  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Updated: Oct 02, 2026
  • Q & A: 107 Questions and Answers
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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Accident and Health Insurance Basics6%- Accident and Health Claims
  • 1. Investigation and Payment of Claims
    • 2. Notice and Proof of Loss
      - Types of Coverage
      • 1. Disability, Medical and Long-Term Care
        • 2. Accidental Injury and Sickness
          - Limited Policies
          • 1. Accident-Only and Specified Disease
            • 2. Hospital, Dental and Vision Coverage
              Medical Reports and Terminology4%- Medical Terminology
              • 1. Medical Specialties
                • 2. Prefixes, Suffixes and Abbreviations
                  - Injuries, Diseases and Medical Tests
                  • 1. Diagnostic Tests
                    • 2. Common Injuries and Diseases
                      - Basic Human Anatomy
                      • 1. Cardiovascular and Abdominal Systems
                        • 2. Skeletal, Nervous and Respiratory Systems
                          Dwelling Policy6%- Coverage Forms and Perils
                          • 1. Basic, Broad and Special Forms
                            • 2. Covered Perils
                              - Exclusions, Conditions and Endorsements
                              • 1. New York and Selected Endorsements
                                • 2. General Exclusions and Conditions
                                  - Property Coverages
                                  • 1. Dwelling and Other Structures
                                    • 2. Personal Property and Loss of Use
                                      Insurance Regulation6%- Disciplinary Actions
                                      • 1. Penalties and Cease and Desist Orders
                                        • 2. Suspension and Revocation
                                          - Licensing Requirements
                                          • 1. Bond and Fingerprinting
                                            • 2. Qualifications and Application
                                              - Claim Settlement Regulations
                                              • 1. Consumer Privacy
                                                • 2. Unfair Claim Practices
                                                  - License Maintenance
                                                  • 1. Assumed Names and Reporting
                                                    • 2. Renewal and Changes
                                                      Insurance Basics6%- Policy Structure
                                                      • 1. Limits, Deductibles and Other Insurance
                                                        • 2. Declarations, Conditions and Exclusions
                                                          • 3. Subrogation, Salvage and Loss Settlement
                                                            - Insurance Contracts
                                                            • 1. Elements and Characteristics
                                                              • 2. Representations, Warranties and Concealment
                                                                - Insurance Principles
                                                                • 1. Causes and Valuation of Loss
                                                                  • 2. Insurable Interest and Indemnity
                                                                    • 3. Hazards, Negligence and Liability
                                                                      Commercial Package Policy38%- Transportation Coverages
                                                                      • 1. Common Carrier Legal Liability
                                                                        • 2. Transit Coverage
                                                                          • 3. Motor Truck Cargo
                                                                            - Commercial Policy Components
                                                                            • 1. Common Policy Declarations
                                                                              • 2. Common Policy Conditions
                                                                                - Commercial Inland Marine
                                                                                • 1. Contractors Equipment and Installation Floaters
                                                                                  • 2. Marine Definition and Conditions
                                                                                    • 3. Jewelers Block, Signs and Electronic Data Processing
                                                                                      • 4. Accounts Receivable and Valuable Papers
                                                                                        Adjusting Losses11%- Claim Investigation
                                                                                        • 1. Evidence and Witness Statements
                                                                                          • 2. Claim Reporting and Documentation
                                                                                            - Property and Liability Losses
                                                                                            • 1. Estimates, Depreciation and Salvage
                                                                                              • 2. Coverage Verification and Loss Evaluation
                                                                                                - Claim Settlement
                                                                                                • 1. Negotiation and Releases
                                                                                                  • 2. Subrogation, Appraisal and Arbitration
                                                                                                    - Role of the Adjuster
                                                                                                    • 1. Duties and Responsibilities
                                                                                                      • 2. Independent, Staff and Public Adjusters
                                                                                                        Homeowners Policy10%- Liability Coverages
                                                                                                        • 1. Medical Payments to Others
                                                                                                          • 2. Personal Liability
                                                                                                            - Selected Endorsements
                                                                                                            • 1. New York Special Provisions
                                                                                                              • 2. Earthquake, Identity Fraud and Home Business
                                                                                                                - Perils, Exclusions and Conditions
                                                                                                                • 1. Exclusions and Conditions
                                                                                                                  • 2. Perils Insured Against
                                                                                                                    - Property Coverages
                                                                                                                    • 1. Dwelling, Other Structures and Personal Property
                                                                                                                      • 2. Loss of Use and Additional Coverages
                                                                                                                        - Coverage Forms
                                                                                                                        • 1. HO-2 through HO-6
                                                                                                                          • 2. HO-8
                                                                                                                            Personal Inland Marine13%- Personal Articles Floater
                                                                                                                            • 1. Scheduled Personal Property
                                                                                                                              - Personal Property Floater
                                                                                                                              • 1. Coverage and Eligible Property
                                                                                                                                - Personal Effects Floater
                                                                                                                                • 1. Coverage and Loss Settlement

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Question #1

                                                                                                                                  The primary purpose of the Workers Compensation Special Disability Fund is to

                                                                                                                                  • A. encourage employers to hire workers with pre-existing disabilities.
                                                                                                                                  • B. provide funds for non-employment-related injuries.
                                                                                                                                  • C. provide funds to employees with more than one injury.
                                                                                                                                  • D. compensate employees for second partial disability claims.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

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                                                                                                                                  Question #2

                                                                                                                                  The liability section of a businessowners policy (BOP) covers which of the following?

                                                                                                                                  • A. Bodily injury suffered in an automobile accident.
                                                                                                                                  • B. Medical payments for injured employee.
                                                                                                                                  • C. Roof damaged by a windstorm.
                                                                                                                                  • D. Customer injured on the business premises.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Question #3

                                                                                                                                  Which of the following benefits are NOT paid under workers' compensation laws?

                                                                                                                                  • A. Independent medical.
                                                                                                                                  • B. Pain and suffering.
                                                                                                                                  • C. Vocational rehabilitation.
                                                                                                                                  • D. Disability income.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for DumpsFree members. You can sign-up / login (it's free).

                                                                                                                                  Question #4

                                                                                                                                  Which part of the garage coverage form provides liability coverage for automobiles in the care, custody, and control of the insured?

                                                                                                                                  • A. Specified Coverage.
                                                                                                                                  • B. Physical Damage Coverage.
                                                                                                                                  • C. Liability Coverage.
                                                                                                                                  • D. Garagekeepers Coverage.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for DumpsFree members. You can sign-up / login (it's free).

                                                                                                                                  Question #5

                                                                                                                                  What is the policy limit for personal liability supplement under Coverage L of a dwelling policy?

                                                                                                                                  • A. $200,000
                                                                                                                                  • B. $100,000
                                                                                                                                  • C. $50,000
                                                                                                                                  • D. $150,000
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for DumpsFree members. You can sign-up / login (it's free).

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